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Appraisal services for Fortson and Muscogee County homeowners

The top seven reasons GA homeowners need Grantham Appraisal & Realty, Inc.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a GA property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Need help determining the value of your house in or near Fortson, GA?
Contact Grantham Appraisal & Realty, Inc..

At Grantham Appraisal & Realty, Inc., we understand the individual needs of a customer after appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Grantham Appraisal & Realty, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping people just like you rid yourselves of undesirable PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Grantham Appraisal & Realty, Inc. is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be annoying from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Grantham Appraisal & Realty, Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have a veteran appraiser double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Grantham Appraisal & Realty, Inc. can help you with that. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.