Attention homeowners in Fortson and Muscogee County: Get an Appraisal today!
The top seven reasons GA homeowners use Grantham Appraisal & Realty, Inc.:
Do you own a house in or near Fortson? Do you need help determining the price of your real estate?
At Grantham Appraisal & Realty, Inc., we understand the particular needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping customers just like you delete undesirable PMI insurance.
Challenging property tax assessments
Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Grantham Appraisal & Realty, Inc. is your number one weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Grantham Appraisal & Realty, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.