Appraisal services for Fortson and Muscogee County homeowners

See the top seven reasons why GA homeowners hire Grantham Appraisal & Realty, Inc.:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge Muscogee county's assessment of your property
To reduce your monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a GA divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate

Own a house in or near Fortson, GA and need help deciding the value of it?
Contact Grantham Appraisal & Realty, Inc..

We at Grantham Appraisal & Realty, Inc. understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Grantham Appraisal & Realty, Inc., we're qualified in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is going down. That means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Grantham Appraisal & Realty, Inc. is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Grantham Appraisal & Realty, Inc. can provide you with efficient appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Grantham Appraisal & Realty, Inc. can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Grantham Appraisal & Realty, Inc. can help you with that. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.